2006 Census Topic-based tabulations
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Household Type (11), Housing Affordability (4) and Housing Tenure and Presence of Mortgage (8) for the Private Households with Household Income Greater than Zero, in Non-farm, Non-reserve Private Dwellings of Canada, Provinces, Territories, Census Divisions and Census Subdivisions, 2006 Census - 20% Sample Data
About this variable: Housing affordability (4)
Definition
No definition is available for this variable.
Values
- Total - Housing affordability Footnote 1
- Spending less than 30% of household income on housing costs
- Spending 30% or more of household income on housing costs Footnote 3
- Spending 30% to 99% of household income on housing costs Footnote 4
Footnotes
- Footnote 1
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Refers to the proportion of average monthly 2005 total household income which is spent on owner's major payments (in the case of owner-occupied dwellings) or on gross rent (in the case of tenant-occupied dwellings).
- Footnote 3
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It should be noted that not all households spending 30% or more of incomes on shelter costs are necessarily experiencing housing affordability problems. This is particularly true of households with high incomes. There are also other households who choose to spend more on shelter than on other goods. Nevertheless, the allocation of 30% or more of a household's income to housing expenses provides a useful benchmark for assessing trends in housing affordability.
The relatively high shelter cost to household income ratios for some households may have resulted from the difference in the reference period for shelter cost and household income data. The reference period for shelter cost data (gross rent for tenants, and owner's major payments for owners) is 2006, while household income is reported for the year 2005. As well, for some households, the 2005 household income may represent income for only part of a year. - Footnote 4
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It should be noted that not all households spending 30% or more of incomes on shelter costs are necessarily experiencing housing affordability problems. This is particularly true of households with high incomes. There are also other households who choose to spend more on shelter than on other goods. Nevertheless, the allocation of 30% or more of a household's income to housing expenses provides a useful benchmark for assessing trends in housing affordability.
The relatively high shelter cost to household income ratios for some households may have resulted from the difference in the reference period for shelter cost and household income data. The reference period for shelter cost data (gross rent for tenants, and owner's major payments for owners) is 2006, while household income is reported for the year 2005. As well, for some households, the 2005 household income may represent income for only part of a year.